UPDATE: The lending company from America Mortgage Amendment Classification Action Lawsuit was dismissed toward . High class Steps usually assist our visitors know if a different sort of instance are recorded.

109 thoughts on Lender out-of The usa Group Action: Mortgage Variations Improperly Refuted

Please give me a call about any of it. We lost my personal household when you look at the foreclosure within the 2011 or 2012 range. We experienced the borrowed funds amendment procedure for many years as well as informed me to get rid of and make repayments within one-point even when I was only a couple days behind after which I ended right up dropping my personal home. We never got one notice in the any group action against Bank off America however, I’m sure it was unlawful in addition they try foreclosures and i shed in excess of $250,000.

Plus the escrow harmony left increasing having possessions assessment fees and you can later charges and you may pushed financial placed insurance coverage!

In which do I’ve found out a long list of people energetic laws serves to own Financial away from America getting foreclosure malpractices? My domestic is actually placed in foreclosure and you will short deals within the 2015 and you can forced us to come in so you can Bankruptcy proceeding to ensure that they’re out-of bringing the home. The latest paradox of it is that I became doing work in the latest previous because of the BOA and you will worked on the brand new HAMP system.

We were foreclosed into twice this present year of the BoA. Each other was indeed rescinded. However, BoA extra erroneous Property foreclosure costs and you may possessions assessment charge so you’re able to our very own escrow account. Therefore we had an attempt several months plan, made new payments plus much more however, BoA used the commission so you’re able to new escrow account and you can said we had been more than 12 months earlier in the day owed and didn’t be eligible for a loan modification. I sent in RMA applications and you can docs more than cuatro dozens times of 2010 so you’re able to 2017! Our application try lost or try shed a full page, or perhaps the notary failed to generate things to the right line, otherwise our credit rating is as well low simply derogatory issue to your our borrowing from the bank was basically both rescinded foreclosures! We’d over twenty-six membership executives from inside the seven many years! It cancelled our home people insurance policies three times! It cancelled all of our Homestead! They lied on the data files published to the newest state tax assessor’s work environment! For the 2017 it transported maintenance of our own loan. The fresh servicer plays an identical game one BoA starred. It foreclosed . All of our lawyer had good TRO and you may recorded in federal courtroom. Situation is overlooked inside . Property foreclosure wasn’t rescinded, zero try from the attorney! Let! We have been still-living home based, but concern eviction may seem in the near future!

BOA is actually a genuine piece of work to put it mildly. Realization..it foreclosed with the united states, much like the anybody else said. They left stating, they didn’t get all of our papers, that we leftover overnighting of the FedX (7 moments) When try another thing Ardmore loans. A full page is destroyed, It couldn’t comprehend among the many copies, it was not signed, etcetera. Then the finally assertion try our documents wasn’t recorded in the go out! Sleeping lot of theives!

These are the biggest Lying SCUMBAGS !! Performed a similar thing to us repeatedly attempted attacking all of them when you look at the court for years however, in the bottom i regrettably lost The house! If only the finest from chance! They are Devil!

Bank away from America called me personally and you can advised undertaking a modification. I’d thought about taking out fully a great 401k loan and obtaining caught up but when it advised creating an amendment one to seemed better to myself. They said they would posting an amendment package regarding post and i also needed to posting copies of the many newest monthly payments, and you can evidence of earnings. Address every concerns for the means, and you can facsimile everything back to the new modification service. Virtually any few days I’d rating telecommunications phone calls claiming they failed to receive income guidance, or latest bills or something like that could have been missing for the setting. The mortgage commission first started 2 months at the rear of and that i submitted our payment. Week or so after I pointed out that you to definitely fee number are back to our very own bank account.